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This is my story of shock, anger, and finally disgust at the practices of this financial firm. Debit Cards: A Comprehensive Comparison) At first, I was confused as to why my husband would open an Visa debit account without telling me. So I read the enclosed letter, and it says that some partners of net Spend recommended my husband for the Visa debit card service.

The problem is that my husband did not apply for this card, so it does not make sense that a new card is now here waiting for his activation.

However, you won't have a credit score until you have at least one active account on your credit report for six months.

Some credit card issuers realize that people have trouble getting a credit card for the first time and they've made credit cards specifically for people with no credit.

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Even if other financial firms sold his name and address to partners the most they should do would be to send a fake credit card along with an application.

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